Coastal Inspection Pros
(239) 238-4322
Naples, FL
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COASTAL INSPECTION PROS, LLC
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  • Home
  • Qualifications
  • Services & Fees
    • Mold Screening/Indoor Air Quality
    • Radon Testing
    • Drone
    • Infrared/Thermography
    • Wind Mitiagation
    • 4 Point Report
    • Water Quality Testing
  • Sample Reports
    • Home Inspection Glossary
  • Schedule Now

4 Point Inspections: What Are They and Why Do I Need One?
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​Chances are, if you are new to Florida or have a newly built home, you may not be familiar with a 4 point inspection. That’s okay, and why we are here to help!

If you are purchasing a home, renewing your insurance, or shopping your insurance renewal, your agent may ask you to provide 4 Point Inspection completed by a licensed inspector. Insurance providers are commonly requiring 4 point inspections when homes are 20 years old or more.

​A 4 point inspection is not to be confused with a full home inspection. A full home inspection is for you when purchasing a home, and it looks at all of the details of the property, whereas a 4 Point Inspection is provided to your insurance carrier to review the eligibility and life expectancy of 4 main areas of the home. These 4 areas include:

  • HVAC system
  • ​Electrical system
  • Plumbing (including the water heater)
  • Roof

Within the 4 areas inspected, the inspector documents any damage or deficiencies present, the brand/model, age of the system, and life expectancy. Each 4 Point Inspection will include color photographs of all areas inspected. Have any questions about these inspections, or anything insurance related? Be sure to call us today! 
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